Current Account

Current Accounts

Say goodbye to excessive maintenance charges! Simply tap and go with contactless payments thanks to a Current Account from Ballyshannon & Killybegs Credit Union. Apple, Google & Fitbit pay now available.

Current Account Advantages

A Current Account is the only way to go if you want to store your salary in one convenient place and avail of contactless payments. Are you a student, Free Student Current Account Available. Apply today within your ONLINE Banking or drop into branch.

Free Student Current Account

Concessions for OAPs

Senior Members aged 66 years and over will receive a fee concession where there is a verified date of birth on their account.

Free Juvenile Current Account

Members from the age of 12 and up can avail of a free Current Account. From age 16 juvenile accounts need to transfer to adult account. Mobile app will be available from 16 years and up

Safely Store your Salary to Manage your Payments In

We can accept your Salary, Social Welfare Payments and Pensions - Its easy to Switch - Click here for Switcher Pack.

Fees & Charges

NO FEES for Students in full time education and over 66 years of age, click here for list of Ballyshannon & Killybegs CU Current Account Fees & Charges

Overdraft Facility Available

When you open your account apply for an Overdraft facility, Ts & Cs Apply.

Fees & Charges
*This is a monthly fee. A full breakdown of our fees and charges can be found by clicking here. Please note, there may be some additional charges based on how you use your account. If you have more questions, why not chat to a member of our helpful staff by clicking here.

A safer, contactless way to pay

Say goodbye to excessive maintenance charges! You can now use your Apple device to pay with your Credit Union Debit Card wherever you see the Apple Pay or contactless logo in store, online or in-app.

Apple Pay

Say hello to Google Pay and Fitbit Pay

You can now use Google Pay^TM and Fitbit Pay^TM to make contactless payments wherever you see the contactless payment mark. Available now with your Current Account debit card from your Credit Union!

Google Pay Fitbit Pay

How to Get Started

If you are already registered for Online Access, simply login to your Online Account and select New Current Account from the balances screen to open an account alternatively call into our offices and you can open an account in branch.

If you are not registered for Online Access, please register first.

Not A Member? Not A Problem

Apply for membership either online or in branch.

Join On-the-Go

You can join using your smartphone or tablet device. Simply download our Mobile App and take full advantage of joining on the go.

Join in Branch

No time to download our app? Become a member by speaking to a member of our staff, or visiting one of our branches.

Documents/Useful Links

More information on Current Account

Member Brochure

Terms and Conditions

Fees and Charges

Fraud Awareness Brochure

Lost or Stolen Debit Card

Card Safety Guidelines

Overdrafts

Currency Conversion Tool

Current Account FAQs

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Malta Limited pursuant to licence by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879.